Impact of savings groups on the lives of the poor.
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ABSTRACT:
SUBMITTER: Karlan D
PROVIDER: S-EPMC5373400 | biostudies-literature | 2017 Mar
REPOSITORIES: biostudies-literature
Publications
Impact of savings groups on the lives of the poor.
Karlan Dean D Savonitto Beniamino B Thuysbaert Bram B Udry Christopher C
Proceedings of the National Academy of Sciences of the United States of America 20170307 12
Savings-led microfinance programs operate in poor rural communities in developing countries to establish groups that save and then lend out the accumulated savings to each other. Nonprofit organizations train villagers to create and lead these groups. In a clustered randomized evaluation spanning three African countries (Ghana, Malawi, and Uganda), we find that the promotion of these community-based microfinance groups leads to an improvement in household business outcomes and women's empowermen ...[more]
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