Small Cues Change Savings Choices.
Ontology highlight
ABSTRACT:
SUBMITTER: Choi JJ
PROVIDER: S-EPMC5739328 | biostudies-literature | 2017 Oct
REPOSITORIES: biostudies-literature
Publications
Small Cues Change Savings Choices.
Choi James J JJ Haisley Emily E Kurkoski Jennifer J Massey Cade C
Journal of economic behavior & organization 20170824
We present evidence from randomized field experiments that 401(k) savings choices are significantly affected by one- to two-sentence anchoring, goal-setting, or savings threshold cues embedded in emails sent to employees about their 401(k) plan. Even though these cues contain little to no marginal information, cues that make high savings rates salient increased 401(k) contribution rates by up to 2.9% of income in a pay period, and cues that make low savings rates salient decreased 401(k) contrib ...[more]
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