Health Insurance Deductibles and Health Care-Seeking Behaviors in a Consumer-Driven Health Care System With Universal Coverage.

ABSTRACT:

Importance

Characteristics of a health care system can facilitate forgoing of health care owing to economic reasons and can influence population health. Whether health insurance deductibles are associated with forgoing of health care in a consumer-driven health care system with universal coverage, such as the Swiss health system, remains to be determined.

Objective

To assess the association between insurance plan deductibles and forgoing of health care with consideration of socioeconomic factors.

Design, setting, and participants

This cross-sectional study was conducted in Geneva, Switzerland, using data collected from January 1, 2007, to December 31, 2019. Population-based samples were obtained yearly through random stratified sampling by age and sex of the general p

SUBMITTER: Sandoval JL 

PROVIDER: S-EPMC8261614 | biostudies-literature | 2021 Jul

REPOSITORIES: biostudies-literature