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Determinants of household dropout from community-based health insurance program in northwest Ethiopia; A community-based case-control study.


ABSTRACT:

Background

Community-Based Health Insurance (CBHI) is an evolving program for delivering financial protection against the cost of illness and enhancing access to quality health services for low-income informal households.

Objective

The study aimed to identify determinants of household dropout from a CBHI program in Mecha district, North West Ethiopia, 2019.

Methods

A community-based case-control study was conducted in the Mecha district from March 10 to June 10, 2018. The final sample was 634 (317 cases and 317 controls) determined by the two-population proportion formula, and these samples were selected using a multi-stage sampling technique. The collected data was entered into Epi-data version 3.1 and analyzed using R version 4.0 software. Descriptive statistics computed. A simple logistic analysis was run (at 95% CI and p-value < 0.05) to identify the determinants for the dropout from CBHI.

Results

Poor perceived quality of care (AOR = 3.66; 95%CI: 2.35, 5.69), low knowledge of community-based health insurance (AOR = 6.02; 95%CI: 2.97, 12.26), no active community communication (AOR = 5.41; 95%CI: 3.29, 8.90) no chronic illness (AOR = 10.82; 95%CI: 5.52, 21.21) premium fee is not affordable (AOR = 2.35; 95%CI: 1.47, 3.77), and out of pocket money not reimbursed (AOR = 9.37; 95%CI: 4.44, 19.77) were the determinants for the dropout from CBHI.

Conclusions

Poor perceived quality of care, low knowledge of CBHI, no active community participation, no chronic illness, premium fees are not affordable, and out-of-pocket money not reimbursed were the determinants for the dropout from CBHI.

SUBMITTER: Wassie GT 

PROVIDER: S-EPMC9833576 | biostudies-literature | 2023

REPOSITORIES: biostudies-literature

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Publications

Determinants of household dropout from community-based health insurance program in northwest Ethiopia; A community-based case-control study.

Wassie Gizachew Tadesse GT   Tadesse Getasew G   Nebeb Gebeyehu Tsega GT   Melese Amare Alemu AA   Ayalew Agumas Fentahun AF   Bantie Getasew Mulat GM  

PloS one 20230111 1


<h4>Background</h4>Community-Based Health Insurance (CBHI) is an evolving program for delivering financial protection against the cost of illness and enhancing access to quality health services for low-income informal households.<h4>Objective</h4>The study aimed to identify determinants of household dropout from a CBHI program in Mecha district, North West Ethiopia, 2019.<h4>Methods</h4>A community-based case-control study was conducted in the Mecha district from March 10 to June 10, 2018. The f  ...[more]

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